Your business plan for CEDA, YDF, or the bank — written by you, tonight.
Answer plain questions about your business on your phone. Kitsiso turns your answers into a full business plan you can read, edit and defend — in about 15 minutes.
Kgalagadi Fresh Produce (Pty) Ltd
1. Executive summary
Kgalagadi Fresh supplies vegetables to tuck shops and schools in Tsabong…
2. Market analysis
3. Financial projections
4. Management & team
15 minutes. Here's what that looks like.
No blank page, no jargon. You talk about your business — the plan writes itself around your answers.
Answer plain questions
Who buys from you, what you charge, what you spend. Questions you already know the answers to — the same ones a funder will ask.
On your phone · no documents neededRead your full plan
Every section, written from your answers in your own numbers. Read all of it, change anything — it's yours before you pay a thebe.
Free · nothing hiddenStrengthen & submit
When you're ready: the AI evaluation shows what a funder will question, proper financial projections get computed for you, and your documents come together in one pack.
Paid tools · only if you want themCheaper than a consultant. And the plan is actually yours.
Most people's other option is paying someone for a “soft copy”. Here's the honest comparison.
| Paying for a plan | Building it on Kitsiso | |
|---|---|---|
| Cost to see your plan | P250 for a template — thousands for a consultant, paid upfront | Free. You read the whole plan before paying for anything. |
| Whose plan it is | Often recycled — the same plan sold to the next person | Built from your answers and your real numbers. No two are alike. |
| How long it takes | Days or weeks of back-and-forth | Your first full draft in about 15 minutes, tonight. |
| At the funder interview | The panel asks about “your” numbers — and you've never seen them | You wrote it. You can answer for every line. |
| If you get rejected | Pay again for a rewrite | The evaluation shows what to fix. Update your plan and resubmit. |
Cost to see your plan
Paying for a plan: P250 for a template — thousands for a consultant, paid upfront
On Kitsiso: Free. You read the whole plan before paying for anything.
Whose plan it is
Paying for a plan: Often recycled — the same plan sold to the next person
On Kitsiso: Built from your answers and your real numbers. No two are alike.
How long it takes
Paying for a plan: Days or weeks of back-and-forth
On Kitsiso: Your first full draft in about 15 minutes, tonight.
At the funder interview
Paying for a plan: The panel asks about “your” numbers — and you've never seen them
On Kitsiso: You wrote it. You can answer for every line.
If you get rejected
Paying for a plan: Pay again for a rewrite
On Kitsiso: The evaluation shows what to fix. Update your plan and resubmit.
A good human advisor is still worth having — that's why we offer expert review too, quoted per job, after you've seen your plan.
Find out why — before you resubmit.
Funders rarely tell you what was weak. The AI evaluation reads your plan the way a funder does — scoring the market story, the financials, the management section — and tells you plainly what to fix. Resubmit when it's strong, not when you're hopeful.
See what funders look for →You see your plan before you pay anything
Built for people who've been asked to “pay first” too many times.
Free to start — no card
No payment details to begin. Your full plan draft is free, full stop.
Your full plan, visible first
Read every section before you pay for anything. Nothing is held hostage.
Paid is only the tools
Pay-as-you-go credits for the AI evaluation and financials. No subscription, no surprise charges.
Financials & expert review
Want the numbers done for you, or a human eye on your plan before you submit? We quote per job — after you've seen your free draft.
Still have a question about CEDA or YDF?
The advisor answers from real funder guidelines — free.
Common questions
Do I need to pay to start?
No. Building and reading your full business plan is free, and we never ask for payment details to start.
What do I actually pay for?
Only the AI tools: the business-plan evaluation and the AI financials. Credits are pay-as-you-go — no subscription.
How do I pay?
With mobile money — Orange Money, MyZaka or Smega. Top up any amount and every P10 buys 1 credit. There's no subscription and you never need a bank card. Building your plan and storing your documents is always free.
Do I need my documents or financial records to start?
No. You start with what's in your head — who you sell to, what you charge. Documents and detailed numbers come later, when you're strengthening the plan.
How is this different from buying a plan from a consultant?
The plan is built from your own numbers and your own words — so you can answer for every line of it at the funder interview. And you see all of it before spending anything.
Does it only work for CEDA?
No. One profile works for CEDA, YDF, NDB, banks and other funders — you export the same pack for any of them. We're not affiliated with or endorsed by any funder, and we don't submit for you.
Is my information safe?
Your data stays in your account and is only used to build your plan. You choose what to share, and with whom.